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Trusted by families
                 across Texas.

“We have financed several homes and an investment property with Adam, and we’re glad to have him on our side. He always responds quickly with great advice!”

Kate d.

“Mark and his team made sure that we understood the ins and outs of the process. He made sure that we understood all of our options. When we signed and finalized everything, we felt good about the transaction.”

Fred

“Incredible experience working with Mark and Rob Abernathy. They were truly awesome every step of the way. 10/10 highly recommend.”

Foster

“Rosie is a good girl! Great at fetch!”

Sarah j.

Austin 360 Bridge – Texas Home Loans, Redbud Home Loans – Austin, Texas mortgage lender serving homebuyers across Texas. Get expert guidance on conventional, FHA, VA, jumbo, USDA & bridge loans. Local, trustworthy, family-focused financing solutions.

Home loans for Texas folks.

At Redbud Home Loans, we’re Austin-based lenders helping people all over Texas finance their first homes. And their dream homes. Their family homes. Their retirement homes. And sometimes, that place out in the Hill Country overlooking a lake. 

Leaf Pattern | Redbud Home Loans – Austin, Texas mortgage lender serving homebuyers across Texas. Get expert guidance on conventional, FHA, VA, jumbo, USDA & bridge loans. Local, trustworthy, family-focused financing solutions.
Redbud Team Photo - Mark Abernathy, Robert Abernathy, Adam Stephens, Rosie Red Abernathy | Redbud Home Loans – Austin, Texas mortgage lender serving homebuyers across Texas. Get expert guidance on conventional, FHA, VA, jumbo, USDA & bridge loans. Local, trustworthy, family-focused financing solutions.

Rooted in Texas.

Your lending situation might be unique, but this isn’t our first rodeo. Our experienced, local team listens to your concerns and provides the information and options you need to make smart financing decisions. 

Financial tools for your situation. 

Whether you’re purchasing a new home or refinancing a current one, we have access to a wide range of mortgage and lending products and services. Feeling overwhelmed? Don’t worry. We can talk through your choices and help you choose the financing tools that put you in the best position.

The most common type of loan, Conventional Loans are loans under $806,500 (loans over this amount are called Jumbo Loans). Conventional Loans are underwritten to Fannie Mae or Freddie Mac guidelines. Conventional loans can be used to buy a primary residence, vacation home, or investment property. 

 

Think a Conventional Loan might be right for you? The Redbud team is here to answer any questions and guide you through the financing process.

Conventional Loans

If you already own a home, refinancing your current mortgage might be a way to lower your monthly payment, convert the equity in your home to cash, or pay off your home more quickly. If you have multiple loans, refinancing can be a way to consolidate to a single loan with a lower interest rate.

 

Think refinancing might be right for you? The Redbud team is here to answer any questions and guide you through the financing process.

Refinancing

Great for first-time buyers and those with lower credit scores, FHA loans are backed by the US Federal Housing Administration (FHA). Because of their flexibility, there are additional requirements that need to be met in order to become eligible for an FHA loan. FHA loans can only be used to buy a primary residence.

 

Think a FHA Loan might be right for you? The Redbud team is here to answer any questions and guide you through the financing process.

FHA Loans

A bridge loan is a short-term loan that helps you buy your new home before you sell your current one. They are a great option for buyers who don’t qualify for a new home with 2 mortgages, those who would like to defer payment for 6 months, folks who want to relocate quickly, and those who want the flexibility to move in their own timeframe.

 

Think a Bridge Loan might be right for you? The Redbud team is here to answer any questions and guide you through the financing process.

Bridge Loans

Jumbo loans are for those buyers who need to finance a home over $806,500. These loans have different requirements than standard Conventional Loans — factors such as income, credit score, debt, cash reserves, and employment are all considerations when applying. Jumbo loans can be used to buy a primary residence, vacation home, or investment property.

 

Think a Jumbo Loan might be right for you? The Redbud team is here to answer any questions and guide you through the financing process.

Jumbo Loans

VA loans help active duty service members, veterans, and surviving spouses purchase homes with as little as 0% down. With fixed and adjustable interest rates available, these loans offer competitive interest rates, no monthly mortgage insurance premium, and low to no reserve requirements.

 

Think a VA Loan might be right for you? The Redbud team is here to answer any questions and guide you through the financing process.

VA Loans

Leaf pattern | Redbud Home Loans – Austin, Texas mortgage lender serving homebuyers across Texas. Get expert guidance on conventional, FHA, VA, jumbo, USDA & bridge loans. Local, trustworthy, family-focused financing solutions.

Not sure where to start?

We’re here to answer your questions, provide options you might not have considered, and make the homebuying process as seamless as possible. Share some basic information, and we’ll match you with the best lender for your needs.

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